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Key Facts Statement (KFS)

Furthermore, we comply with the RBI Directives and ensure that we conduct responsible lending. Further in this regard, the RBI has issued directives on the Key Fact Statement, which require disclosure of key terms and annual percentage rates, so that borrowers are aware of the effective rate of interest and commercials.

The detailed guidelines in this regard can be referred to via https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12663 Reference number RBI/2024-25/18 DOR.STR.REC.13/13.03.00/2024-25 dated 15.04.2024. Also, APR Calculation and Calculator is provided below.

Reference number : RBI/2024-25/18 DOR.STR.REC.13/13.03.00/2024-25 dated 15.04.2024. Also, APR Calculation and Calculator is provided below.

Dated : 15.04.2024

Also, APR Calculation and Calculator is provided below -

Loan Amount (₹)
₹
Loan Amount in between 6k to 15Cr
15 Cr6 k6 k8 Cr15 Cr
Tenure (Month)
No.
Tenure between 12 to 240 (Month)
240 12 12 69 126 240
ROI (%)
%
ROI in between 8% to 26%
26%8%8%17%26%
Loan origination charges (₹)
₹
Loan origination charges in between 0 to 50Lac Loan origination charges should not be more than loan amount.
50 L0 k0 k25 L50 L
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APR -

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Indresh Financial Services Pvt. Ltd.

RBI License No. : N-14.03630

CIN No. : U66190HR2024PTC118829

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DISCLAIMER

Indresh Financial Services Pvt. Ltd. (“IFSPL”) or authorised Representatives, doesn't demand any kind of charges, taxes or fee from customer upfront or direct, in the account of company or in the name of any representative to provide loan, as per its policies. IFSPL shall not incur any liability on itself in case of any fraud or charging any such kind of fees, paid by the customer, to any company/entity/representative one will itself be liable for the same.

We strictly follow the RBI directive and follow effective Grievance Redressal policy to handle and address all grievances. We always endeavor to carry out responsible lending, whereby we just not give the loan, we consult/ evaluate convenient timelines to pay back and also follow ethical recovery process. But in case you have any complaints, please contact/ write to us on contact details as provided above.